get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Caitlyn Brown

Mortgage Branch Manager | NMLS# 222557

With over 15 years of experience, Caitlyn Brown is the third generation of her family to work in the mortgage industry. 


Having helped over 1,000 families with their home financing, Caitlyn offers her clients a hands-on approach. A Certified Mortgage Planning Specialist (CMPS), she confidently offers her expertise to customers in every type of market- including First-Time Homebuyers, self-employed borrowers, those looking for condos, jumbo loan applicants, and beyond. 


Caitlyn currently resides in Westfield, NJ with her husband and two children. ï»¿